Wealth Management Services

At Clear Rock, our clients are our extended family. We value listening and work closely with our clients to provide highly personalized wealth management solutions tailored to their specific individualized objectives. From strategy design through implementation and on-going management, we work diligently to provide sophisticated solutions with high touch client service. Our on-going management process includes regular updates and modifications to ensure a current and dynamic plan is in place. We also counsel clients in navigating challenging financial crossroads including life transitions, business liquidations, and generational transfers.

Financial Planning

We design holistic goals-based plans to evaluate our clients’ complete financial situation and implement personalized, integrated strategies needed to achieve our clients’ goals and objectives.

Retirement & Education

Retirement and Education Planning

Customized investment strategies to accomplish education funding goals and a confident and comfortable retirement.

Asset Protection

Customized insurance analysis, including life, disability, long-term care and other risk management solutions.

Cash Flow Planning

Cash Flow Planning

Narrowly tailored and personalized cash flow planning for short and long term budgeting.

Executive Benefits Analysis

Compensation plan analysis and optimization.

Tax Planning

Tax Planning

Coordinate with Tax Advisors to identify potential savings or restructuring opportunities for tax efficient portfolio positioning.

Generational Wealth Transfer

Generational Wealth Transfer

Coordinate with estate planning attorneys to establish a comprehensive estate plan that leaves little to chance.

Portfolio Management

Our investment philosophy is clear and straightforward. We believe that superior investment performance is derived from designing and implementing customized portfolios that:

  • Protect wealth
  • Capture opportunities
  • Provide attractive risk-adjusted returns after inflation, taxes and fees
Market and Investment Manager Research

Market and Investment Manager Research

We perform rigorous analysis of asset classes and investment managers to identify best-of-class investment opportunities. Once an investment is selected, we perform ongoing analysis to ensure each strategy is managed consistent with the target risk and return profiles appropriate for our clients.

Asset Allocation Strategy Development

Asset allocation strategies are developed to achieve the most attractive level of return achievable given the level of risk assumed. Our investments are deployed across a broad cross section of asset classes using traditional stocks and bonds and enhanced with diversifying exposure to hard assets and alternative investments.

Risk-Managed Portfolio Construction

Our approach to portfolio construction emphasizes differentiated sources of returns designed to lower risk. Individual investments are assessed using sophisticated risk management tools to reveal intended and unintended exposures in the portfolio.

Transparent Portfolio Monitoring and Reporting

Our personalized performance reporting is detailed, fully transparent and available in multiple formats, including in person reviews, online communication and mailed reports.